Fixed Deposit Scheme (FD)

Lock in High Returns.
Grow Without Risk.

A Fixed Deposit provides you a higher rate of interest than a regular savings account until a given maturity date, ensuring your wealth compounds securely.

Featured Offerings

Current FD Schemes

Secure your investment with our high-yield fixed deposits.

DHL400+

legacy dhanalaxmi 400 days+

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD3

legacy dhanalaxmi 1 year

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD0002

legacy dhanlaxmi 46 days

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD1

legacy dhanalaxmi 60 days

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
DHL05

legacy dhanalaxmi 5 years

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD2

legacy dhanalaxmi 6 months

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
DHL30

legacy dhanalaxmi 30 days

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
DHL400

legacy dhanalaxmi 400 days

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD-ULTIMATE

legacy dhanalaxmi

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD004

legacy fd <3=5

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD0004

legacy fd 01

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD0001

legacy fd 12 months

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum
FD000001

legacy fd mini

Tenure: 12 months
Payout: yearly
Interest Rate
5.0%
per annum

Terms & Conditions

  • Minimum FD amount is Rs. 5,000.
  • Interest calculation is quarterly compounded.
  • Loan available against deposit up to 85% of deposited amount after one month from deposit date.
  • Rate of Interest on loan against FD is 1.5% higher than the applicable deposit rate.

Pre-Mature Closure Guidelines

  • Foreclosure of Deposits will not be permitted until completion of 3 months from the date of Deposit.
  • Deposits foreclosed after 3 months but before 6 months: No interest will be paid.
  • Deposits foreclosed after 6 months but before maturity: Simple Savings Bank interest rate will apply.