Savings Deposit
Secure Your Future,
One Step at a Time.
Saving money improves your quality of life. Be prepared for unexpected expenses and achieve your dreams with our high-yield Savings Account.
Features
Key Features & Benefits
High Interest Rate
Earn a competitive interest rate based on your daily minimum balance.
Low Minimum Balance
Open and maintain your account with a nominal minimum balance.
Money Multiplier
Move idle savings into higher yield deposit schemes.
Easy Access
Withdraw money easily at any of our 4 Karnataka branch offices.
Nomination Facility
Nominate a beneficiary easily to secure your account proceeds.
Full Transparency
Zero hidden charges and complete member statement access.
Important Guidelines
- No loan facility is provided against a savings account under MCA Nidhi Rules.
- Maximum balance qualifying for interest is regulated per Nidhi statutory norms.
- All deposit plans are exclusively for registered members/shareholders of the Nidhi.
Our Offerings
Current Savings Schemes
Choose the savings account that best fits your financial goals.
SB1
Legacy Scheme - SB1
Payout: half yearly
Interest Rate
4.0%
per annum
INT001
Legacy Scheme - INT001
Payout: half yearly
Interest Rate
4.0%
per annum
JIN004
Legacy Scheme - JIN004
Payout: half yearly
Interest Rate
4.0%
per annum
JIN002
Legacy Scheme - JIN002
Payout: half yearly
Interest Rate
4.0%
per annum
THR221020
Legacy Scheme - THR221020
Payout: half yearly
Interest Rate
4.0%
per annum
ZER260920
Legacy Scheme - ZER260920
Payout: half yearly
Interest Rate
4.0%
per annum
MT0001
Legacy Scheme - MT0001
Payout: half yearly
Interest Rate
4.0%
per annum
SB0002
Legacy Scheme - SB0002
Payout: half yearly
Interest Rate
4.0%
per annum
SB0001
Legacy Scheme - SB0001
Payout: half yearly
Interest Rate
4.0%
per annum
NI4
Nidhi-4
Payout: monthly
Interest Rate
4.0%
per annum
KYC Requirements
Required Documents
Please produce original documents for verification along with one photocopy each.
Identity Proof
- Aadhaar Card
- PAN Card
- Voter ID Card
- Driving License
- Passport Size Photos (2 copies)
Address Proof
- Electricity Bill
- Telephone Bill
- Bank Account Passbook / Statement
- Ration Card / Voter ID
Nomination Facility
Available for all member deposit accounts.
One Nominee allowed per account.
Guardian can nominate on behalf of a minor.
Nomination details changeable anytime.