Monthly Income Scheme (MIS)

Regular Income.
Assured Returns.

Invest a lump sum amount and get a fixed payout every month. Perfect for covering regular expenses while keeping your principal perfectly secure.

MIS Advantages

Why Choose MIS?

Enjoy seamless services and consistent returns tailored to your needs.

Assured Returns

Attractive & guaranteed monthly payouts.

Doorstep Assistance

Prompt service through our well-experienced staff.

Quick Loan

Avail instant loans against your deposit receipt.

Impeccable Service

A wide range of deposit products to choose from.

Return Estimates

(Illustration based on a deposit amount of Rs. 1,00,000)

PeriodDeposit AmountYearly ReturnMonthly ReturnROI (p.a.)
12 Month1,00,0007,5006257.50%
24 Month1,00,0008,0006678.00%
36 Month1,00,0008,5007088.50%
48 Month1,00,0009,0007509.00%
60 Month1,00,00010,00083310.00% + Bonus

*Terms and conditions apply under MCA Nidhi Rules.

Exclusively for member shareholders

Nomination Facility

Nomination facility is available for MIS deposits. There can be only one Nominee for a deposit account whether held singly or jointly. Applicants can make a nomination by filling up the prescribed form. The nomination details can be changed during the subsistence of the account relationship.