Recurring Deposit (RD)

Small Steps to
Big Savings.

Save regularly for a certain period of time and earn a higher interest rate. Build your wealth securely with minimum amounts starting at just Rs. 50.

Monthly Recurring Deposit

A recurring deposit account is opened by members who want to save regularly and earn a higher interest rate. The minimum deposit amount is Rs. 50/-, accepted in multiples of 100/- every month for a specified period (1 year to 5 years). The total amount is repaid with interest at maturity.

Bond issued upon opening.

Convenient Doorstep service.

Collection update via SMS.

Loan against deposit applicable*.

Closing & withdrawal rules apply.

Start Your RD Journey

Consistent saving is the foundation of wealth. Choose a monthly amount that fits your budget and watch it compound over time.

SchemeRD 1

Interest Rate6.0% p.a.

Illustrative returns for different monthly deposit amounts

Description	₹500	₹1000	₹1500	₹2000	₹2500
Amount (Monthly)	500	1000	1500	2000	2500
NO INTEREST UPTO 6 MONTHS
After 6 Months	3000	6000	9000	12000	15000
Interest in 6 Months	124	248	372	496	620
Total in 6 Months	3124	6248	9372	12496	15620
In 1 Year	6000	12000	18000	24000	30000
Interest in 1 Year	248	496	744	992	1240
Total in 1 Year	6248	12496	18744	24992	31240

Small Steps to Big Savings.

Monthly Recurring Deposit

Start Your RD Journey

Current RD Schemes

legacy niyati3 - rd3

legacy niyati2 - rd2

legacy niyati 1 - rd1

legacy rdultimate

legacy rd 500

legacy rd1000

rd test scheme

Maturity Chart (1 Year Plan)

Small Steps to
Big Savings.